SFCU Checking Accounts
Regular Checking
Our Checking Account is the best deal in town! NO monthly service charge.
NO minimum balance requirement. NO transaction fee. Automatic
overdraft protection from your savings account. Write as many checks as you
want with no fee. You'll receive monthly statements. For your convenience, we
offer both an ATM Card and the VISA® Check Card.
And you can use Call-24, our touch-tone teller, 24 hours
a day, 7 days a week for up-to-the-minute information on your account. You can
open your checking right away by completing our
Checking Account Application and mailing it to the office
closest to you.
Gold Crown Checking
Receive all the benefits of our Regular Checking PLUS these outstanding Gold
Crown Extras:
-
Free Personalized Checks (2 boxes per year)
-
Security Benefits: $10,000 Accidental Death & Dismemberment Insurance,
$25,000 Common Carrier Insurance, Credit Card Protection Service and Key Ring
Registration
-
Travel Benefits: Car Rental Discounts, Travel & Entertainment Discounts,
Travel Rewards Program and Custom Trip Routing
-
Health Benefits: Vision Card Discounts
-
Shopping Benefits: Grocery Coupon Savings
All this for only a $5.00 monthly membership fee. Open yours today by completing
our Checking Account Application
and mailing it to the office closest to you.
Fresh Start Checking
Have you made mistakes in the past with your checking
account? Summit FCU wants to help you start over with
our Fresh Start Checking program. This is for anyone
who has been turned down for a checking account before
and/or has a record with ChexSystems or TeleCheck. You
must first go through the
CheckRight Education Module (online) and pass the quiz
at the end. The account will not be opened if either
fraud or kiting is reported by ChexSystems, or if any loss
has been recognized by Summit FCU. There is a $10 per
month service charge, no overdrafts allowed, and most
deposits require an extended hold. An optional ATM
card will be available after the account has been opened for
three (3) months with Direct Deposit or net pay to the
account, or after six (6) months if no Direct Deposit is
established. An active account showing no problems
after 12 months can be evaluated for conversion to a regular
checking account.
Silver Money Market Checking
Our Money Market Checking account is a low-volume account, requiring a minimum
balance of $2,000. It earns Daily Dividends, which are
paid and compounded monthly. The minimum withdrawal or check is $250, with a
maximum of three (3) withdrawals/checks per month.
|
|
Your
needs… |
Required
minimum balance |
Monthly Service
Fee |
Online Access
Online Bill Pay Online Check
Images
Online Statements
Direct Deposit
24/7 Phone Access |
Free Visa Check Card
or ATM Card Available |
Additional
Information |
|
Regular & Second
Checking |
Looking for a simple
free checking account |
None |
Free |
Free |
Yes |
Unlimited
Transactions |
|
Gold Crown Checking |
You want to get a
little more for your money. |
None |
$5.00 |
Free |
Yes |
Two Free Boxes of
Checks/Year
Annual coupon book,
discounted travel & much more! |
|
Fresh Start Checking |
You’ve had trouble
with a previous checking and can’t open one now. |
None |
$10.00 |
Free |
ATM Card Only |
Must complete and
pass online “CheckRight”
Class before opening |
|
Silver Money Market
Checking |
You want to keep
larger balances in a liquid account with limited
transactions. |
$2,000 |
Free |
Free |
No |
Earns Monthly
Dividend on balances over $2,000
Maximum of 3
withdrawals/month.
Minimum withdrawal
of $250 |