Eligibility for Membership


Lifetime Membership

Summit Federal Credit Union's policy is "Once A Member, Always A Member!" This means that once you join the Credit Union, you retain your membership for as long as you wish, no matter where you work or live.

To open your account at SFCU, you must deposit and maintain $50.00 in a regular share account and pay a $5.00 membership fee. To join, simply complete the Membership Application and return it to the credit union with your check for $55.00 or more.


Joint Ownership

Any person you choose can be a joint owner on your account. However, joint ownership by itself does not constitute membership.
Joint ownership does allow another person(s) to make deposits and withdrawals on your account at any time. If you want a joint owner on your account, let us know, and we will forward the necessary paperwork to you.


Those also eligible for membership include the following:

  • Spouses of persons who died while within the field of membership of SFCU
  • Persons retired as pensioners or annuitants from the employers below
  • Immediate family members of existing members, including: spouse, mother, father, sister, brother, son or daughter
  • And organizations of such persons

Membership at Summit Federal is open to any employees or members of eligible companies' and organizations. Click here to find out if your company or organization is a member.