Loyalty Rewards Loyalty
Rewards		 Loyalty Rewards
Loyalty RewardsGood Things Come To Those Who Participate! Loyalty Rewards
Our Loyalty Rewards program is designed to reward those members who contribute to the cooperative spirit of the Credit Union with additional discounts and benefits. The more you participate (use the Credit Union’s programs,) the more you can benefit. The Loyalty Rewards program has four levels. You can design your financial future based on your participation. If your financial services are spread across town or across the U.S., bring them home to your Credit Union and make us your primary financial institution. SFCU will provide you with a lifetime of financial rewards.

Your account will be reevaluated on the last day of each month to determine your Loyalty Rewards level for the following month. As your relationship with Summit FCU grows, so do your rewards!
Loyalty Rewards Levels and Rewards
Relationship Level
Requirement 1:
Combined savings &/or loan balance of at least: 		Classic

$50		 Silver

$5,000		 Gold

$25,000		 Platinum

$50,000
Then Add --- The number of qualifying conditions needed from list at left.
Requirement 2:
  • Checking Account (minimum 10 transactions/month)
  • Direct Deposit by ACH or Payroll Deduction
  • Debit Card (minimum 10 pinless debits/month)
  • WEB-24 with eStatement
  • Monthly Automatic Transfer Payment from Savings, Club, or Checking to a Summit FCU Loan
  • Five Consecutive Years of Membership
 2 3 4 5
Rewards
Free Checking free checking free checking free chekcing free checking
No Minimum Balance Required on Checking No Minimum Balance Required on Checking No Minimum Balance Required on Checking No Minimum Balance Required on Checking No Minimum Balance Required on Checking
Unlimited Checking Transactions Unlimited Checking Transactions Unlimited Checking Transactions Unlimited Checking Transactions Unlimited Checking Transactions
Checking Overdraft Protection from Savings Checking Overdraft Protection from Savings Checking Overdraft Protection from Savings Fee-Free Fee-Free
CALL-24 (24/7 touch-tone teller)
WEB-24 (online access)
Online Bill Pay
Free Online Check Images
Online Statements
Accel Financial Services
Free Counter Checks
No Wire-In Fee
Free Check Copies
Fee-Free Certified Checks
Fee-Free Cashier’s Checks
(Payable to Members Only)
Fee-Free Statement Printouts
Fee-Free ATM/Debit Card Replacement
Loan Rate Discounts 0.25% APR 0.50% APR 0.75% APR
Fee-Free ATM Transactions (no SFCU fee at surcharging ATMs)
Free Money Market Account Checks
Free Check Printing (select styles)
Free MSR-assisted Phone Transfers
Free Stop Payments
“OOPS Forgiveness” - 1 waived NSF/Overdraft fee per year